Business Owners

Taking the next steps in your entrepreneurial journey

Aug 23, 2022

We explore how late-stage tech entrepreneurs can prepare for the future, from planning their business exit to redefining their financial goals

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Your path to success may not have been easy but then life’s greatest achievements are rarely straightforward. The later stage of your entrepreneurial journey now brings a new set of challenges for your business and personal life.

Our team of bankers and specialists focus on solutions for high-growth, disruptive companies and their founders at every stage of their life cycle. We have a long history and experience of helping innovative companies and business owners realise their big ideas from day one through to IPO and beyond.

With access to the power of our global franchise – the private bank is your entry to a network of research, services and solutions. J.P. Morgan provides financial solutions to some of the world’s most important companies, government and institutions, from investment management to commercial banking and payments. As well as hosting world-renowned events, we use cutting-edge technologies and innovative tools to bring clients industry-leading analysis.

Take your business to the next stage

Selling your business privately or going public is an avenue to greater liquidity. A multitude of factors are combining to make now an opportune time, including relatively low interest rates, high multiples and record levels of accumulated capital in search of assets. In addition, the pandemic has heightened business owners’ awareness of their exposure to known and unknown risks.

With the right advisers and careful preparation, we’ll give you the confidence to assess the viability of a sale or IPO if and when the opportunity presents. As well as advising on the most appropriate market and exchanges for capital raising we’ll provide guidance on:

  • Assessing valuations, timings and strategy.
  • Preparing the prospectus and investor presentations.
  • Liaising with regulatory authorities on all legal and compliance issues.
  • Working with other professionals, including brokers, lawyers and reporting accountants.

Organise and structure your private wealth

If the sale or IPO of your company is imminent, you might have the following questions. How much are my stock and options worth? When will I be able to liquidate? What will I do with that windfall? How and when is it best to transfer ownership? What are the overall tax implications?

Here are some of the key issues you’ll want to consider:

  • Design an estate plan before the liquidity event. Things like where you live or intend to live, or where the acquiring company is registered may trigger fiscal responsibilities. If you want to transfer ownership of some or all of your shares, a transfer before the liquidity event can be more advantageous.
  • Establish your personal financial plan. For some time you may have put off personal planning to focus on growing your business. Now it is time to review your personal financial goals and ensure that the liquidity event takes you and your family closer to your life goals.
  • Your company is unique – and so are your needs. Thoughtful, well-tailored planning is essential to optimise your and your family’s financial well-being. At J.P. Morgan, we help entrepreneurs like you optimise your options and sustain the wealth you have worked so hard to earn.

Share ideas and insights with other leaders

Many entrepreneurs say they wished they’d had the chance to hear about the IPO process from those who have come before them. That’s why we’ve designed initiatives like our Technology Founders Forum — an event-powered community, building connections to accelerate the positive impact of technology on our world.

Our invite-only audience brings together entrepreneurs and founders who have raised at least £50 million or had a company valued at over £500 million to share ideas with:

  • CEOs and chairs of major corporations.
  • Financial and impact investors representing the world’s most successful funds.
  • Thought leaders and key influencers in a wide range of fields.
  • Global leaders such as politicians and heads of state.
  • Rising star founders of under-the-radar businesses that are developing a product or service with world-changing potential.

The typical life cycle of a tech entrepreneur

We can help you make the most of business opportunities at each stage so that you can thrive today and prepare for tomorrow.

The lifecycle of a typical tech entrepreneur and what they should expect as they move through each stage of it.

Take the next step

Just as it takes innovative thinking for tech companies to thrive in an ever-changing world, our decades of expertise help us optimise solutions for today. At J.P. Morgan Private Bank we offer the reassurance that comes from being one of the world’s strongest and most stable financial institutions. For more than 200 years, we’ve navigated every kind of economic twist and turn – and we’re positioned to make sure you thrive well into the future.

Why J.P. Morgan?

We work with innovators, entrepreneurs, industry leaders and their families to help them achieve what they envision and make a difference. We can do the same for you. Whether it’s organising your money, introducing you to fresh ideas, managing your taxes effectively, arranging trusts or planning your estate, our job is to make your financial life easy and seamless.

Extensive experience. Over the past 160 years we’ve helped international business owners, entrepreneurs and their families strategically manage their balance sheets, navigate liquidity events and plan for the succession to their wealth.

Global franchise. We do business in more than 100 countries with a physical presence in over 60 markets, which gives us the presence to address global challenges with strategic solutions, insights and market perspective.

Industry expertise. We have a long history of working with industry-changing businesses, particularly those with steep growth trajectories and disruptive product and service offerings in categories like software, semiconductors, food, health and wellness, and home and lifestyle.

Contact us to discuss how we can help you experience the full possibility of your wealth.

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