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Life Insurance at J.P. Morgan

At the Private Bank, working with wealthy families has given us valuable insights into their priorities and values. Safeguarding a financial legacy frequently tops the list. Whether you seek protection for your loved ones, your business or both, life insurance can help give you peace of mind.

A strategic approach for your complex wealth plan

Planning for your and your family's future means making sure you have protections in place against the unexpected. Whether your goals are to manage your wealth tax-efficiently or to ensure seamless wealth transfer, life insurance can play an effective part in helping you to manage risk.

At J.P. Morgan Private Bank, we look across your entire wealth plan to understand your goals and help you find the policy that’s best for your situation.

What are the benefits of life insurance?

Life Insurance at J.P. Morgan is a differentiated experience

Strength, Stability & Global Reach

Our size and scale grants us exceptional buying power and allows us to curate the strongest product for our clients through institutional partnerships.

Client Centered Focus

We take the time to understand each client’s wealth plan, risk tolerance and asset appetite to propose customized solutions that align with their goals and address wealth planning gaps.

Comprehensive Platform

We provide dedicated end-to-end support and offer transparency of carrier rates, features and options. We compare multiple carriers’ strengths, pricing and underwriting processes to help us determine beneficial options for our clients.

Experienced Relationships

We work with some of the top carriers to provide competitive rates and unique product features. Our team understands our clients’ unique planning needs and continually works with our carrier partners to deliver innovative products that can optimize their plan’s growth potential.

Passing the Torch: Life Insurance in your Estate Plan

When designing an estate plan, families should understand how to optimize their succession strategies to achieve their preferences and cater to specific needs.

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Four mistakes with life insurance you don’t need (or want) to make

Those who have significant wealth often use life insurance for so much more than merely to replace income. Make sure you have adequate life insurance for all your potential needs. Step one: Avoid these four common mistakes.

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Life Insurance for Business Owners

Many business owners view their company as a significant part of their legacy. Having a strategy that includes life insurance can be an important step in implementing a succession plan and allowing for continuity, while preserving the value of your business.

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To find a life insurance policy that best fits your needs, please contact your J.P. Morgan team.

How can life insurance through J.P. Morgan Private Bank compliment your overall wealth plan?

At the Private Bank, we help you experience the full possibility that your wealth creates, raising the standard in private banking and delivering a uniquely elevated experience shaped around you. That means we take a holistic approach to your life insurance needs, keeping your entire wealth plan in mind.

What is term life insurance?

 

An insurance policy for an individual who seeks coverage for a defined period, such as a parent who wants to make sure that the family’s financial needs are met no matter the circumstance.

What can life insurance accomplish?

 

As to business succession, proceeds can mean that family members continue to benefit from the fruits of the family’s labors, and the business experiences minimal disruption in its operation. The death benefit may generate sufficient liquidity to help pay any estate taxes due and/or equalize inheritances.

What is whole life insurance?

 

An insurance policy for an individual who, regardless of when they passes away, intends to ensure that beneficiaries receive financial support.

Is life insurance taxable?

 

Life insurance can help a potential purchaser’s family meet tax obligations expected from an illiquid estate. But even if a purchaser has set aside funds to pay estate tax, insurance can still be beneficial as an asset class that can offer a competitive return and diversification.

Contact us to discuss how we can help you experience the full possibility of your wealth.

Please tell us about yourself, and our team will contact you. 

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Contact us to discuss how we can help you experience the full possibility of your wealth.

Please tell us about yourself, and our team will contact you. 

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LEARN MORE About Our Firm and Investment Professionals Through FINRA Brokercheck

To learn more about J.P. Morgan’s investment business, including our accounts, products and services, as well as our relationship with you, please review our J.P. Morgan Securities LLC Form CRS and Guide to Investment Services and Brokerage Products. 

 

JPMorgan Chase Bank, N.A. and its affiliates (collectively “JPMCB”) offer investment products, which may include bank managed accounts and custody, as part of its trust and fiduciary services. Other investment products and services, such as brokerage and advisory accounts, are offered through J.P. Morgan Securities LLC (JPMS), a member of FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMCB, JPMS and CIA are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED