Westlake Village, CA

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Text, J.P. Morgan Private Bank.

Investment and insurance products are not F.D.I.C insured, not insured by any federal government agency, not a deposit or other obligation of, or guaranteed by, J.P. Morgan Chase Bank, N.A., or any of its affiliates, subject to investment risks, including possible loss of the principle amount invested.

Please read important information at the end.

An aerial view of the residential and business structures in Westlake Village, California, with the Santa Monica Mountains in the background.

Text, Local Look, Westlake Village.

A stone, tree lined path leads up to the windowed, arched front entrance of J.P. Morgan Private Bank at 2 9 3 1 Townsgate Road in Westlake Village.

Text, Ayla Kalani, Executive Director, Team Lead, J.P. Morgan Private Bank, Westlake Village.

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What sets JPMorgan Private Bank apart is the fact that we're a global enterprise, but we have a very local focus.

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A conference area in J.P. Morgan Private Bank features white walls with illuminated golden wave patterned designs, in ceiling lights, illuminated wall nooks around a mini kitchen area, a reception desk, chairs at a coffee table with a vase of flowers on it, and chairs around a long rectangular conference table.

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We are able to bring our global thought leadership into the local communities, into the people's backyards.

What JPMorgan is bringing to the Westlake Village market is a tremendous amount of broad-based experience, sophistication, market research, a ton of content, and we're bringing it to boots on the street right here in the community.

I work at JPMorgan because I believe it's one of the top firms in the world with an unparalleled platform for wealthy individuals. The people here are smart, hardworking, and engaged.

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Text, Peter Gould, Managing Director, J.P. Morgan Private Bank, Westlake Village.

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And I really value what we can do for our clients.

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Andrew Nakagawa, Vice President, J.P. Morgan Private Bank, Westlake Village.

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What attracted me to the Private Bank here in Westlake Village was just the opportunity to represent the strongest firm in the wealth management sector, the best platform, and also with the best leadership. The new office helps me facilitate a lot of different functions for the job I have here.

One of the most important things is making sure we can connect the community with our resources, and having a space to do so is very important.

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Andrew Nakagawa stands at a table and has a discussion with Mary Ghorbani, who is seated at the table.

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Having such diverse backgrounds here in the office really helps us not only provide the best guidance for our clients, but it only makes us better as advisors.

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Text, Mary Ghorbani, Banker Professional, J.P. Morgan Private Bank, Westlake Village.

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It's been such an exciting journey to watch the growth of this team.

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Mary Ghorbani sits at a table and works on a laptop.

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I love that JPMorgan has invested in me as a person, as an individual, and they've provided me with resources that I never thought was possible.

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Text, Suranga Ganewatte, Executive Director, J.P. Morgan Private Bank, Westlake Village.

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Working at the Private Bank is very rewarding. Not only helping our clients to achieve their financial goals, we partner with the clients, as well as the local community to give back. And am part of a small nonprofit that we donate backpacks and school supplies and volunteer events and beach cleanups and things like that. It really gives back to the community, and gives us so much pleasure.

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Suranga Ganewatte sits with Mary Ghorbani at a table and has a discussion.

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We've done a great job bringing the right talent and the right resources together, so that every banker, not just every client, feels like they're equipped with everything that they need to bring the best of themselves and the best of the firm into the community and into their meetings with their clients, and into the financial decision making of their clients.

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Scenes of Ayla Kalani, Peter Gould, Andrew Nakagawa, Mary Ghorbani, Suranga Ganewatte, and Dennis Clapp, Executive Director, J.P. Morgan Private Bank, Westlake Village, working with each other and clients in conference room as well as office settings.

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And we're super excited to be able to provide the best of JPMorgan Private Bank and the best of Westlake Village team. To anybody that walks through these doors, you're part of the family at JPMorgan Private Bank here in Westlake Village.

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The J.P. Morgan Private Bank, Westlake Village, team poses for a group photo.

An aerial view of the J.P. Morgan Private Bank location in Westlake Village with its windowed exterior, tiled, gabled roof, and tree lined perimeter.

Text, J.P. Morgan Private Bank.

Key Risks. This material is for informational purposes only, and may inform you of certain products and services offered by private banking businesses, part of J.P. Morgan Chase and Company, quote, J.P.M, end quote. Products and services described, as well as associated fees, charges and interest rates, are subject to change in accordance with the applicable account agreements and may differ among geographic locations. Not all products and services are offered at all locations. If you are a person with a disability and need additional support accessing this material, please contact your J.P. Morgan team or email us at accessibility dot support at J.P. Morgan dot com for assistance. Please read all important information.

General Risks and Considerations. Any views, strategies or products discussed in this material may not be appropriate for all individuals and are subject to risks. Investors may get back less than they invested, and past performance is not a reliable indicator of future results. Asset allocation slash diversification does not guarantee a profit or protect against loss. Nothing in this material should be relied up in isolation for the purpose of making an investment decision. You are urged to consider carefully whether the services, products, asset class, E.G. equities, fixed income, alternative investments, commodities, et cetera, or strategies discussed are suitable to your needs. You must also consider the objectives, risks, charges, and expenses associated with an investment service, product, or strategy prior to making an investment decision. For this and more complete information, including discussion of your goals slash situation, contact your J.P. Morgan team.

Non reliance. Certain information contained in this material is believed to be reliable. However, J.P.M. does not represent or warrant its accuracy, reliability or completeness, or accept any liability for any loss or damage, whether direct or indirect, arising out of the use of all or any part of this material. No representation or warranty should be made with regard to any computations, graphs, tables, diagrams, or commentary in this material, which are provided for illustration slash reference purposes only. The views, opinions, estimates and strategies expressed in this material constitute our judgment based on current market conditions and are subject to change without notice. J.P.M. assumes no duty to update any information in this material in the event that such information changes. Views, opinions, estimates, and strategies expressed herein may differ from those expressed by other areas of J.P.M., views expressed for other purposes or in other contexts, and this material should not be regarded as a research report. Any projected results and risks are based solely on hypothetical examples cited, and actual results and risks will vary depending on specific circumstances. Forward looking statements should not be considered as guarantees or predictions of future events.

Nothing in this document shall be construed as giving rise to any duty of care owed to, or advisory relationship with, you or any third party. Nothing in this document shall be regarded as an offer, solicitation, recommendation or advice, whether financial, accounting, legal, tax or other, given by J.P. Morgan and or its officers or employees, irrespective of whether or not such communication was given at your request. J.P. Morgan and its affiliates and employees do not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any financial transactions.

Your investments and potential conflicts of interest. Conflicts of interest will arise whenever J.P. Morgan Chase Bank, N.A., or any of its affiliates, together, quote, J.P. Morgan, end quote, have an actual or perceived economic or other incentive in its management of our clients portfolios to act in a way that benefits J.P. Morgan. Conflicts will result, for example, to the extent the following activities are permitted in your account, 1, when J.P. Morgan invests in an investment product, such as a mutual fund, structured product, separately managed account or hedge fund issued or managed by J.P. Morgan Chase Bank, N.A., or an affiliate, such as J.P. Morgan Investment Management Inc., 2, when a J.P. Morgan entity obtains services, including trade execution and trade clearing, from an affiliate, 3, when J.P. Morgan receives payment as a result of purchasing an investment product for a client’s account, or 4, when J.P. Morgan receives payment for providing services, including shareholder servicing, recordkeeping or custody, with respect to investment products purchased for a client’s portfolio. Other conflicts will result because of relationships that J.P. Morgan has with other clients or when J.P. Morgan acts for its own account.

Investment strategies are selected from both J.P. Morgan and third party asset managers and are subject to a review process by our manager research teams. From this pool of strategies, our portfolio construction teams select those strategies we believe fit our asset allocation goals and forward looking views in order to meet the portfolio’s investment objective.

As a general matter, we prefer J.P. Morgan managed strategies. We expect the proportion of J.P. Morgan managed strategies will be high, in fact, up to 100 percent, in strategies such as, for example, cash and high quality fixed income, subject to applicable law and any account specific considerations.

While our internally managed strategies generally align well with our forward looking views, and we are familiar with the investment processes as well as the risk and compliance philosophy of the firm, it is important to note that J.P. Morgan receives more overall fees when internally managed strategies are included. We offer the option of choosing to exclude J.P. Morgan managed strategies, other than cash and liquidity products, in certain portfolios.

Legal entity, brand, and regulatory information. In the United States, bank deposit accounts and related services, such as checking, savings, and bank lending, are offered by J.P. Morgan Chase Bank, N.A. member F.D.I.C.

J.P. Morgan Chase Bank, N.A., and its affiliates, collectively, quote, J.P.M.C.B., end quote, offer investment products, which may include bank managed investment accounts and custody, as part of its trust and fiduciary services. Other investment products and services, such as brokerage and advisory accounts, are offered through J.P. Morgan Securities LLC, quote, J.P.M.S., end quote, a member of F.I.N.R.A. and S.I.P.C. Annuities are made available through Chase insurance agency, Inc., C.I.A., a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. J.P.M.C.B., J.P.M.S., and C.I.A. are affiliated companies under the common control of J.P.M. Products not available in all states.