Rethinking cyber privacy in an AI-enabled world

(DESCRIPTION)

Text: JP Morgan Private Bank. Kevin Tompkins, EXECUTIVE DIRECTOR, CYBER ADVISORY, J.P. MORGAN PRIVATE BANK

(SPEECH)

KEVIN TOMPKINS: Hi, I'm Kevin Tompkins, an executive director IN cyber advisory. Our practice helps clients better understand their cybersecurity risk and how to better secure themselves. In today's cyber landscape, especially with AI, protecting yourself from threats is more important than ever. In the world of cybersecurity, AI helps attackers move faster, create more convincing messages, find weaknesses more quickly, automating scams, and misusing stolen information to target you.

Here's a common pattern we're seeing. An executive receives a phone call or message that looks like it's from a trusted business partner to complete a payment. The tone is urgent. It contains details about their business arrangement and even references specifics about the executive's personal life. The outreach feels real because of these details, which were pulled from public sources, online websites, and prior data breaches. And with AI, these attacks are launched quickly and are more convincing than ever.

Reducing risk isn't just about locking down everything, it's about shrinking and hardening the footprint that matters most and building simple habits that stop attacks before they happen. Here are a few best practices we share with clients every day. One, pause and verify in another way. If a message or request creates urgency, verify using a trusted method, such as a known callback number or even verifying in person.

Two, protect your accounts with strong controls. Enable two-factor authentication wherever offered. Consider using a password manager, and limit the amount of personal information you share with websites and apps. Three, shrink what's exposed. Delete old accounts. Remove unused apps. Limit what you share publicly, especially on social media, and keep devices and software updated. Less surface area means fewer openings.

Four, treat trusted advisors as part of your footprint. Accountants, assistants, attorneys, and third-party platforms should follow clear procedures for sharing sensitive information, making payments, and account access. And know what to do if something feels off. If you'd like to learn more, your JPMorgan team can share guidance and resources to help protect you, your family, and your business in an AI-enabled world.

[MUSIC PLAYING]

(DESCRIPTION)

JP Morgan Private Bank.

This information is provided for educational and informational purposes only and is not intended, nor should it be relied upon, to address every aspect of the subject discussed herein. The information provided in this document is intended to help clients protect themselves from cyber fraud. It does not provide a comprehensive listing of all types of cyber fraud activities and it does not identify all types of cybersecurity best practices. You, your company or organization is responsible for determining how to best protect itself against cyber fraud activities and for selecting the cybersecurity best practices that are most appropriate to your needs. Any reproduction, retransmission, dissemination or other unauthorized use of the information contained herein by any person or entity is strictly prohibited.

Key risks. This material is for information purposes only, and may inform you of certain products and services offered by private banking businesses, part of JPMorgan Chase and company, JPM. Products and services described, as well as associated fees, charges, and interest rates, are subject to change in accordance with the applicable account agreements and may differ among geographic locations. Not all products and services are offered at all locations. If you are a person with a disability and need additional support accessing this material, please contact your JPMorgan team or email us at accessibility.support@gpmorgan.com for assistance. Please read all important information.

General risks and considerations. Any views, strategies or products discussed in this material may not be appropriate for all individuals and are subject to risks. Investors may get back less than they invested, and past performance is not a reliable indicator of future results. Asset allocation/diversification does not guarantee a profit or protect against loss. Nothing in this material should be relied upon in isolation for the purpose of making an investment decision. You are urged to consider carefully whether the service is, products, asset classes, (e.g., equities, fixed income, alternative investment, commodities, et cetera) or strategies discussed are suitable to your needs. You must also consider the objectives, risks, charges, and expenses associated with an investment service, product or strategy prior to making an investment decision. For this and more complete information, including discussion of your goals and situation, contact your JP Morgan team.

Non-reliance. Certain information contained in this material is believed to be reliable; however, JPM does not represent or warrant its accuracy, reliability or completeness, or accept any liability for any loss or damage, whether direct or indirect, arising out of the use of all or any part of this material. No representation or warranty should be made with regards to any computations, graphs, tables, diagrams or commentary in this material, which are provided for illustration and reference purposes only. The views, opinions, estimates and strategies expressed in this material constitute our judgment based on current market conditions and are subject to change without notice. JPM assumes no duty to update any information in this material in the event that such information changes. Views, opinions, estimates and strategies expressed herein may differ from those expressed by other areas of JPM, views expressed for other purposes or in other contexts, and this material should not be regarded as a research report. Any projected results in risks are based solely on hypothetical examples cited, and actual results and risks will vary depending on specific circumstances. Forward looking statements should not be considered as guarantees or predictions of future events. Nothing in this document should be construed as giving rise to any duty of care owed to, or advisory relationship with, you or any third party. Nothing in this document should be regarded as an offer, solicitation, recommendation or advice, whether financial, accounting, legal, tax or other given by JP Morgan and or its officers or employees, irrespective of whether or not such communication was given at your request. JPMorgan and its affiliates and employees do not provide tax, legal, or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any financial transactions.

Legal entity, brand and regulatory information, In the United States, bank deposit accounts and related services such as checking, savings and bank lending, are offered by JPMorgan Chase Bank, NA, member FDIC. JPMorgan Chase Bank, NA, and its affiliates (collectively JPMCB) offer investment products, which may include bank managed investment accounts and custody, as part of its trust and fiduciary services. Other investment products and services, such as brokerage and advisory accounts are offered through JPMorgan Securities LLC, JPMS, a member of FINRA and SIPC. References to JPMorgan are to JPM, its subsidiaries and affiliates worldwide. JPMorgan Private Bank is the brand name for the private banking business conducted by JPM. This material is intended for your personal use and should not be circulated to or used by any other person or duplicated for non-personal use without our permission. If you have any questions or no longer wish to receive these communications, please contact your JPMorgan team. Copyright 2026 JPMorgan Chase & Company. All rights reserved.