Skip to Main Content
Contact us

  • The Private Bank’s mission is to build, preserve & transform our client’s wealth.

  • We work with a variety of clients to help them achieve their unique ambitions.

  • Our world-class economists, strategists, and investment specialists share their timely ideas and perspectives.

  • We have worked with clients for more than 200 years to help them achieve their unique ambitions.

Contact us
What We Do
Who We Serve
Insights & Advice
About Us

Deposit Protection Schemes

SINGAPORE DEPOSIT INSURANCE SCHEME

Any deposit products placed with JPMorgan Chase Bank, N.A., Singapore branch, which constitute insured deposits under the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore (the “DIA”) where you are an insured depositor as defined in the DIA will be protected under the deposit insurance scheme under the DIA (the “Scheme”) up to a maximum limit of S$100,000 per depositor.

Any financial or deposit products placed with: (i) JPMorgan Chase Bank, N.A., Singapore branch, which do not constitute insured deposits under the DIA; and (ii) any JPMorgan Companies (as defined in the Private Client Terms) other than JPMorgan Chase Bank, N.A., Singapore branch (including, without limitation, the Hong Kong branch) are not insured deposits under the DIA and are not therefore protected by the Scheme notwithstanding JPMorgan Chase Bank, N.A., Singapore branch is a member of the Scheme.

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

HONG KONG DEPOSIT PROTECTION SCHEME

Any deposit and time deposit having a term not exceeding 5 years maintained with JPMorgan Chase Bank, N.A., Hong Kong branch constitute eligible deposits under the Deposit Protection Scheme Ordinance (Cap. 581) of Hong Kong (the “DPSO”) qualified for protection by the Deposit Protection Scheme in Hong Kong (the “Deposit Protection Scheme”) up to a maximum limit of HK$800,000 per depositor.

The following are not eligible deposits under the DPSO and are therefore not protected by the Deposit Protection Scheme notwithstanding JPMorgan Chase Bank, N.A., Hong Kong branch is a member of the Deposit Protection Scheme:

(i) time deposits with a term over 5 years;
(ii) bearer instruments (such as bearer certificates of deposit);
(iii) structured deposits (as defined under section 2A in Schedule 1 to the DPSO);
(iv) deposits held for the account of the Exchange Fund (as set out in the DPSO);
(v) deposits held by an “excluded person” (as defined under section 3 in Schedule 1 to the DPSO); and
(vi) any financial or deposit products held in your account with any affiliate or subsidiary of JPMorgan Chase & Co. other than JPMorgan Chase Bank, N.A., Hong Kong branch (including, but not limited to, JPMorgan Chase Bank, N.A., Singapore branch).

AUSTRALIA DEPOSIT PROTECTION

In Australia, JPMorgan Chase Bank, N.A. is an authorized deposit taking institution pursuant to the Banking Act 1959 and holds Australian Financial Services Licence No. 238367. It is subject to the supervision of the Australian Prudential Regulation Authority and the Australian Securities & Investment Commission. Provisions in the Banking Act 1959 for the protection of depositors do not apply to foreign Authorised Deposit-Taking Institutions (the “ADIs”), including JPMorgan Chase Bank, N.A. For example, depositors with foreign ADIs do not receive the benefit of the following protections:

  • Deposits are not covered by the financial claims scheme and are not guaranteed by the Australian Government.
  • Deposits do not receive priority ahead of amounts owed to other creditors. This means that if a foreign ADI was unable to meet its obligations or suspends payment, its depositors in Australia would not receive priority for repayment of their deposits from the foreign ADI’s asset in Australia.
  • A foreign ADI is not required to hold assets in Australia to cover its deposit liabilities in Australia. This means that if the foreign ADI was unable to meet its obligations or suspends payment it is uncertain whether depositors would be able to access the full amount of their deposit.

© 2026 JPMorgan Chase & Co. All rights reserved.

LEARN MORE About Our Firm and Investment Professionals Through FINRA BrokerCheck

 

To learn more about J.P. Morgan’s investment business, including our accounts, products and services, as well as our relationship with you, please review our J.P. Morgan Securities LLC Form CRS and Guide to Investment Services and Brokerage Products. 

 

JPMorgan Chase Bank, N.A. and its affiliates (collectively "JPMCB") offer investment products, which may include bank-managed accounts and custody, as part of its trust and fiduciary services. Other investment products and services, such as brokerage and advisory accounts, are offered through J.P. Morgan Securities LLC ("JPMS"), a member of FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMCB, JPMS and CIA are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

 

Please read the Legal Disclaimer (for J.P. Morgan regional affiliates and other important information) and the relevant deposit protection schemes.

 

DEPOSIT PROTECTION SCHEME 存款保障計劃 JPMorgan Chase Bank, N.A.是存款保障計劃的成員。本銀行接受的合資格存款受存保計劃保障，最高保障額為每名存款人HK$500,000。 JPMorgan Chase Bank N.A. is a member of the Deposit Protection Scheme. Eligible deposits taken by this Bank are protected by the Scheme up to a limit of HK$500,000 per depositor.
INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED
Bank deposit products, such as checking, savings and bank lending and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC. Not a commitment to lend. All extensions of credit are subject to credit approval.