Michael Joseph, CFP®

Michael Joseph is a Managing Director and Leads U.S. Fund Lending at J.P. Morgan Private Bank. In his role, he leads a team of 50 individuals dedicated to advising and structuring fund-level solutions for sub-lines, management companies and GP co-investment loan programs. Additionally, Mike is part of the Financial Sponsors Group, where he oversees the Lending Team responsible for advising and structuring loans to partners and principals at private equity and venture capital firms.

Mike and his team collaborate closely with founders, principals and funds across the PE and VC communities, representing some of J.P. Morgan’s largest and most sophisticated clients. He serves as a strong advocate, guiding them through financial decisions that align with their complex lending needs. For individuals seeking borrowing options to finance their most important assets, Mike assists in assessing diverse balance sheets, and identifying pockets of value and opportunity. He is instrumental in facilitating home loans, secured lines of credit and other bespoke products. Beyond personal advising, Mike also provides lending solutions to PE and VC funds to bridge liquidity and cash flow in advance of capital calls, making him a sought-after resource for strategizing on live deals and navigating complex challenges.

Mike plays a leadership role within his team, mentoring other colleagues on best practices and setting the direction for the team. Clients describe his demeanor as calming and even-keeled, and consider him as someone who can engage equally well with financial professionals and others newer to the wealth-generation space.

Over the course of a nearly two-decade career spent entirely at J.P. Morgan, Mike has gained a reputation for his thoughtful and client-centric approach. His strength can be found in the ways he digests information, clarifies concepts, instills perspective and inspires confidence.

Mike attended the University of Michigan, earning a B.A. in Economics. While in school, he interned at J.P. Morgan and was recruited to the firm following graduation.

Mike resides in Melville, Long Island, with his wife—a fellow UMich Wolverine— and daughter.