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Banking

Preparing a bucket approach as an effective way to manage a client’s liquidity

Situation

Aihan’s mother recently passed away and left her with a large sum of money. As her three adult children were starting families of their own, Aihan reached out to her J.P. Morgan team to see how she could preserve and grow her wealth, as well as start succession planning for the next generation.

Our Approach

After an in-depth discussion with Aihan to understand her goals, her J.P. Morgan team collaborated with her to develop a wealth preservation plan using a time-based bucketing approach. The team helped her identify and classify her cash into various buckets for all her needs, such as everyday liquidity and a reserve for strategic, long-term investments. The team also respected her desire to set aside additional cash as a psychological safety net. For her investments, the team worked with Aihan to identify opportunities where her cash could be used to help her grow capital for the next generation.

Outcome

Aihan and her J.P. Morgan team crafted a portfolio that was 80% investments and 20% cash. She was delighted that the structure of her portfolio and regular reviews with the team were bringing her closer to achieving her financial goals.

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Banking
Cash

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