locate an office

offices near you

office near you

managed-portfolio-solutions

Tax-Loss Harvesting Strategies

It’s not what you earn, but what you keep that matters. In up and down markets, there are opportunities to extract tax benefits via ongoing, systematic tax-loss harvesting.

Jul 31, 2023
Equities are back up. Learn how you can maximize your after-tax returns
Why J.P. Morgan Private Bank

Our Tax-Smart Strategies

Over time, taxes can erode your returns. While taxes can’t be avoided, they can be managed. We call that being Tax-Smart.
Innovative

Optimizing after-tax returns

Flexible

Personalized Investing

Efficient

Cost effectiveness

Qualified

Investment experience

Want to learn more about our Tax-Smart strategies? We’re here to assist you.

 
Insights

Tax-Smart

How can tax-loss harvesting help enhance after-tax returns?
How do tax-smart strategies actually work?
Read more
Why passive investing may not be enough—and how to do more
Read more

Tax-Smart FAQs

Contact us to discuss how we can help you experience the full possibility of your wealth.

Please tell us about yourself, and our team will contact you. 

*Required Fields

Contact us to discuss how we can help you experience the full possibility of your wealth.

Please tell us about yourself, and our team will contact you. 

Enter your First Name

> or < are not allowed

Only 40 characters allowed

Enter your Last Name

> or < are not allowed

Only 40 characters allowed

Select your country of residence

Enter valid street address

> or < are not allowed

Only 150 characters allowed

Enter your city

> or < are not allowed

Only 35 characters allowed

Select your state

> or < are not allowed

Enter your ZIP code

Please Enter a valid Zip Code

> or < are not allowed

Only 10 characters allowed

Enter your postal code

Please Enter a valid Zip Code

> or < are not allowed

Only 10 characters allowed

Enter your phone number

Enter your phone number

Tell Us More About You

0/1000

Only 1000 characters allowed

> or < are not allowed

Checkbox is not selected

Important Information


J.P. Morgan does not provide accounting, tax, or legal advice.

* J.P. Morgan Tax-Smart - U.S. Large Cap Index and U.S. All Cap Index can be funded with cash, single stocks, and ETFs that are approved to be held on the Private Bank’s discretionary platform. Other asset types are not accepted, including Mutual Funds, ETFs that are not approved on the Private Bank discretionary platform, fixed income securities, derivatives, and Alternative investments.

** As of December 2022. Global Finance Media, 2023

Tax loss harvesting may not be appropriate for everyone.  If you do not expect to realize net capital gains this year, have net capital loss carryforwards, are concerned about deviation from your model investment portfolio, and/or are subject to low income tax rates or invest through a tax-deferred account, tax loss harvesting may not be optimal for your account. You should discuss these matters with your investment and tax advisors.

KEY RISKS

JPMorgan Chase & Co., its affiliates and employees do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only. You should consult your own tax, legal and accounting advisors before engaging in any financial transactions.  There is no guarantee that any investment strategy illustrated will be successful or achieve any particular level of results.

Depending on the strategy, liquidation can result in additional costs, taxable gains or losses.  Investors should understand the costs involved in using securities to fund your account, as well as review the potential tax consequences of liquidations with your tax advisor, before funding your account with securities.  

There is no guarantee that any returns, including after-tax returns will achieve positive future results, and may lose value.

This material has been prepared for informational purposes only and not designed to be a recommendation for any specific investment product, strategy, plan feature or other purpose.

All investments involve risk, including loss of principal. There can be no assurance that any return objectives will be met.

The impact of a tax loss harvesting strategy depends upon a variety of conditions, including the actual gains and losses incurred on holdings and future tax rates.

This material is not intended to provide, and should not be relied on for tax, legal and accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any financial transaction. JPMorgan Chase & Co., its affiliates, and employees do not provide tax, legal or accounting advice.

This information is subject to change without notice, is not complete and does not contain certain material information about any specific investment strategy, including additional important disclosures and risk factors associated with such investment and information about fees, trading costs and taxes. 

$$YEAR JPMorgan Chase & Co. All rights reserved.

LEARN MORE About Our Firm and Investment Professionals Through FINRA Brokercheck

To learn more about J.P. Morgan’s investment business, including our accounts, products and services, as well as our relationship with you, please review our J.P. Morgan Securities LLC Form CRS and Guide to Investment Services and Brokerage Products

 

JPMorgan Chase Bank, N.A. and its affiliates (collectively "JPMCB") offer investment products, which may include bank-managed accounts and custody, as part of its trust and fiduciary services. Other investment products and services, such as brokerage and advisory accounts, are offered through J.P. Morgan Securities LLC ("JPMS"), a member of FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMCB, JPMS and CIA are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

 

Please read the Legal Disclaimer for key important J.P. Morgan Private Bank information in conjunction with these pages.

INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Bank deposit products, such as checking, savings and bank lending and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC. Not a commitment to lend. All extensions of credit are subject to credit approval.