Annuities and your portfolio at J.P. Morgan
Investments are often unpredictable, and this uncertainty can affect how you plan for the future. At J.P. Morgan, we can help you mitigate investment and life event risk through annuities, which have the unique potential to generate an income stream that can last a lifetime. They provide you with a degree of protection and certain guarantees that can help you secure your future and realize the full potential of your wealth.
What is an annuity and how can it help your complex investment portfolio?
For a majority of individuals, annuities serve as a tool to grow assets tax-deferred over the long term, providing guaranteed retirement income. But for those with significant wealth, an annuity has unique features that can help enhance a multi-faceted wealth plan.
J,P. Morgan Chase and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting professionals before engaging in any transaction.
All annuity contract and rider guarantees, or annuity payout rates, are backed by the claims-paying ability of the issuing insurance company.
Your partner in securing the future you envision
At J.P. Morgan, we help you plan with your goals in mind, so that you can experience the full possibilities your wealth creates.
We work with third-party insurance carriers and carefully curate our platform with select products that address a variety of goals.
Our size and experience allows us to negotiate pricing and features that we can offer exclusively to our clients.
Our investment and product teams collaborate with select insurers to build cutting-edge products for our platform.
We ensure your annuity works in harmony with the rest of your portfolio and is aligned to your unique goals.
We provide access to a dedicated team of specialists to guide you through the process and check in with your goals.
Support your objectives with an annuity
An annuity is designed to be flexible and can help address a variety of goals in your wealth plan.
Types of annuities
There are various annuity options depending on your situation and goals. We can help you select the product that works in harmony with your portfolio and helps you achieve the outcomes you desire.
GUARANTEED AND STABLE GROWTH
Fixed annuities provide a fixed rate of return and
guaranteed principal protection.
GROWTH AND PROTECTION
Investment growth is based on performance of a selected index. These provide some degree of market exposure with principal protection in the event of market losses.
GROWTH AND GUARANTEED BENEFITS
The annuity's value tracks the performance of the
investments you select, providing market exposure along
with growth potential.
INVESTMENT-FOCUSED GROWTH AND GREATER RISK
Investment-only variable annuities
Just like variable annuities, the value of the annuity will rise and fall with the performance of the investments you select, but with investment-only variable annuities, your options may be more differentiated.