Creating a wealth plan
What does your ideal future look like? What do you want to achieve for yourself and your loved ones? Retiring on your terms. Funding the educations of your children and grandchildren. Leaving a legacy. Everyone’s situation is different, and so are the paths they take. What we do is help you take intentional steps toward the future you envision. And help you make adjustments if circumstances change.
Approaching your goals with intent
To create your wealth plan, we first work with you to understand the primary objective you have for your money. Some people may choose to focus on supporting their lifestyle goals, while others may seek to enable their wealth to last through multiple generations. We have found that our clients’ intents for their wealth fall into four categories:
| Spend | Divide | Preserve | Grow |
|---|---|---|---|
| To support your lifestyle goals with the assumption that all wealth will be spent in your lifetime. | To identify a set amount of money to either create a minimum wealth level or to leave to beneficiaries. | To create a strategy and family culture that enable wealth to last through multiple generations. | To create a strategy and family culture that enable wealth to grow in perpetuity. |
Once we have identified the primary intent for your wealth, and understand the goals and outcomes that are most important to you, we then work to connect your present situation with the future you envision.
Advanced analysis
Using our proprietary technology, Wealth Plan Plus, we will take a complete picture of your financial life—your assets, income, desired spending, etc., and use it to create an analysis that projects the current path of your wealth.
We will also factor in multiple market scenarios that could affect the likelihood of your success. Informed by a range of possible outcomes, we will work with you to develop strategies to align your resources and decisions to reach your goals, regardless of market conditions.
Do I have enough?
Establishing the resources available—now and in the future—to achieve the goals you have for yourself or your family is critical. If there is not enough, we will help you think through any adjustments that can help you get back on track. If there is just enough, we will collaborate on the most efficient steps to take to remain on track. And if there is more than enough, there may be more goals or opportunities to explore.
We are ready to help you build a strategy that identifies your goals and helps you work toward addressing your concerns. With regular check-ins, we can help keep you on track and aligned with your strategy. Do I have enough?
