Mortgages

At the Private Bank, we’re well acquainted with the needs—and the opportunities—that complex real estate financing can create. And we have the requisite skills and experience to help you identify the strategy that is right for you. We’ll present options that get you the loan you need and address related issues. Like estate planning. Taxes. And liquidity. Because a mortgage shouldn’t be just a mortgage. It should be a tool working hard for your big-picture wealth plan.

Our mortgage advisors are specialized partners in the process. They’ll present a range of tax-efficient strategies for you to discuss with your wealth advisors, and offer personalized recommendations regarding structure, term and type of loan.

We design each mortgage to fit your personal situation. It could be purchasing a new home. Refinancing an existing mortgage. Or getting access to the equity in your home.

An exceptional approach, so that you feel at home

When you’re a J.P. Morgan Private Bank client, our mortgage process comes with an extraordinary level of service:

Nontraditional financing and underwriting capabilities.
Ability to structure loans to trusts, LLCs, and partnerships, or other non-traditional entities.
Conditional approval process that allows you to act quickly when you’ve found the right home.
Streamlined processing, with one of our mortgage advisors as your single point of contact from application to closing.
Relationship pricing for clients with at least $1 million in investments or deposits with J.P. Morgan.

The delight is in the details

We offer highly competitive rates for jumbo mortgages and a range of features and benefits:

Preferred rate for new-purchase mortgages.
Complimentary rate reduction if interest rates drop 0.25% or more between application and closing.
No fees charged by J.P. Morgan.¹ Pay only third-party costs incurred on your behalf, such as appraisals.
Loan closings in a location you select.
Option to make and manage mortgage payments via our smartphone or tablet, J.P. Morgan MobileSM.

¹A one-point (1%) fee applies for loans under $484,350

We look across your entire balance sheet and consider costs, taxes and cash flow. So it’s not just a mortgage. It’s a liquidity strategy that supports your wealth plan.

Ari Katz, Global Head of Products & Advice

Home buying without borders

With our global reach, we can provide mortgages for properties located inside and outside of the United States.

The Private Bank has a long track record of helping U.S. and non-U.S. clients finance primary and secondary homes and residential investment properties in the United States, United Kingdom, France, Switzerland, Hong Kong and Singapore.

Global mortgage coverage

The map highlights J.P. Morgan office presence in the United States, the United Kingdom, France, Switzerland, Singapore and Hong Kong.

Related & Recommended

The bucket list: Too much—or too little—liquidity?

Goals-Based Planning

The bucket list: Too much—or too little—liquidity?

Are your cash reserves giving you the freedom to do, and invest, as you want? Here’s how to find out.

Jun 11, 2019

Keep your finances on track this summer

An empty pier stretching out over the water with a sailboat and mountains in the backdrop.

Goals-Based Planning

Keep your finances on track this summer

It’s a good time to plan for—and with—your family

Jun 07, 2019

Thinking about moving to cash? Consider these approaches…

Investment Strategy

Thinking about moving to cash? Consider these approaches…

In Markets Monthly, Jake Manoukian and Cayman Wills discuss three smart ways to approach late-cycle investing, and which sector…

Jun 11, 2019

more insights

Learn more about becoming a J.P. Morgan Private Bank client.
Please tell us about yourself, and our team will contact you.

*Required Fields

Form Contains Errors

First Name *

Enter your First Name

Last Name *

Enter your Last Name

Address Line 1 *

Enter valid street address

Address Line 2

Country *

Select your country of residence

Email *

Enter your email address

Please enter a valid email address

City *

Enter your city

Please enter a valid city name

State *

Select your state

ZIP *

Enter your ZIP code

Please enter a valid zipcode

Postal Code *

Enter your postal code

Please enter a valid zipcode

Country Code *

Enter your country code

Country Code

Enter your country code

Phone Number *

Enter your phone number

Phone number must consist of 10 numbers

Please enter a valid phone number

Phone Number

Enter your phone number

Please enter a valid phone number

300 Characters Maximum

Yes, I want to learn more about J.P. Morgan Private Bank. By submitting this form, I understand the data I provide will be used to process my enquiry, in accordance with J.P. Morgan's privacy policy.

Checkbox is not selected

Your Recent History

LEARN MORE About Our Firm and Investment Professionals Through FINRA Brokercheck

JPMorgan Chase Bank, N.A. and its affiliates (collectively "JPMCB") offer investment products, which may include bank-managed accounts and custody, as part of its trust and fiduciary services. Other investment products and services, such as brokerage and advisory accounts, are offered through J.P. Morgan Securities LLC ("JPMS"), a member of FINRA and SIPC. JPMCB and JPMS are affiliated companies under the control of JPMorgan Chase & Co. Products not available in all states. Please read the Legal Disclaimer in conjunction with these pages.

INVESTMENT PRODUCTS ARE: • NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Equal Housing Lender Icon Bank deposit products, such as checking, savings and bank lending and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC. Not a commitment to lend. All extensions of credit are subject to credit approval.

Utility Name

Digital capabilities

Keep your finances on track this summer

A bank for achievers

Connecting through art