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How a managing interest rate risk hedge helped one Tennessee family expand

The Wilson family has lived in Nashville for many generations. They currently own multiple car dealerships in town, and were recently approached with the opportunity to expand their business across Tennessee by bidding on and acquiring additional dealerships throughout the entire state.

Growing their business has always been a lifelong goal for Terence and Beverly Wilson, so when they were approached with this acquisition opportunity, they immediately called their J.P. Morgan team member, Anthony. Anthony carefully considered a variety of financing options for the Wilsons. The best fit came from partnering with the Currencies, Commodities & Interest Rates team. Terence and Beverly were able to draw down on a floating rate portfolio line of credit and mitigate their interest rate risk via an interest rate swap. By entering into a swap, the Wilson family was able to obtain a lower rate than a comparable fixed rate loan, while retaining the flexibility to restructure their loan and retain portability of the fixed rate swap hedge.

_{All case studies are shown for illustrative purposes only and should not be relied upon as advice or interpreted as a recommendation. They are based on current market conditions that constitute our judgment and are subject to change. Results shown are not meant to be representative of actual results or experience of other individuals. Past performance is no guarantee of future results.}

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