We all are vulnerable to fraud and identity theft, regardless of age, education or level of wealth. With data breaches on the rise, individuals and small businesses are increasingly concerned about the consequences of having their information in the hands of cybercriminals.
The topic of fraud and identity theft can be daunting, and after any data breach, there are several questions that tend to be top of mind:
If you operate under the assumption that your information is already available to fraudsters, you may make smarter cyber decisions. Data breaches vary in their level of severity and type of information compromised, from name and email address to government IDs and account numbers. A hacker can build a profile about you with the data breach information, as well as additional material bought and sold on the dark web and data found on social media. Therefore, it is important to take precautions to mitigate for any potential identity theft.
Your data can be compromised in a variety of ways, even if you are not the victim of a data breach. Criminals still take advantage of more traditional methods, such as stealing your mail or devices. They also employ social engineering techniques, such as phishing, through email, social media, texts or phone calls to gain confidential information. Fraudsters might trick you to enable them to remotely access your device, allowing them to download malware or provide confidential information.
While there is no guarantee that you will not fall victim to fraud and identity theft, there are steps you can take to lower your risk:
Seniors, children and vulnerable individuals can also be at risk if their information is compromised. Fraud can be perpetrated against them and often goes unnoticed for a longer period of time, so ensure that the same steps are taken to protect them.
Identity theft can be an overwhelming event and can take months or even years to rectify, without even taking into account financial ramifications. Refer to Protecting against and recovering from fraud and identity theft, a booklet from our Asset & Wealth Management Security & Fraud Management teams that provides tips about what you can do to respond cybercrime and identity theft.
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The information within this webpage is provided for educational and informational purposes only and is not intended, nor should it be relied upon, to address every aspect of the subject discussed herein. The information provided is intended to help clients protect themselves from cyber fraud. It does not provide a comprehensive listing of all types of cyber fraud activities and it does not identify all types of cybersecurity best practices. You, your company or organization is responsible for determining how to best protect itself against cyber fraud activities and for selecting the cybersecurity best practices that are most appropriate to your needs.
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